Lap Documantation

Document List of Pre Sanction Process

1. Salaried

  • Two passport size photos
  • Pan card copy
  • Any one id proof (Driving License. Passport copy or Adhar Card )
  • Residence proof (Latest Electricity bill, Phone bill, Passport valid) if the premises is rented then rent agreement and permanent Address proof latest)
  • Six month salary slip or annual salary certificate
  • Joining letter or appointment letter
  • Last two years form 16 all pages(Part A&8)
  • Last six month salary and saving account bank statement
  • If any of your current loans are turned on so give proof such as the statement of account and repayment schedule
  • Processing fees and administrative fees cheque which the bank will take.

2. PROPRIETOR/INDIVIDUAL

  • Two passport size photos
  • Pan card copy
  • Any one id proof (Driving License. Passport copy or Adhar Card )
  • Residence proof (Latest electricity bill, Phone bill, Passport valid) if the premises is rented then rent agreement and permanent Address proof latest)
  • Office proof (Recent electricity bill, Phone bill, Passport valid) If the office has to rent, then it will take to provide a valid rent Agreement.
  • Business proof (Shop of certificate of establishment, GST certification, etc.)
  • Income tax return (I.T.R) of last three years with computation of income, balance sheet, profit & loss account. And that’s CA certified, if audited then you have to give a complete audit report. (3 cb & 3 cd reports)
  • Last one year Individual saving company’s current account bank statement
  • If any of your current loans are turned on s give proof such as the statement of account and Repayment schedule
  • Processing fees and administrative fees cheque which the bank will take.

3. PRIVATE AND PUBLIC LIMITED FIRM

  • Two passport size photos
  • All Directors & Company’s Pan card copy
  • Any one id proof (Driving License. Passport copy or Adhar card)
  • Residence proof (Latest electricity bill, Phone bill, Passport valid) if the premises is rented then rent agreement and permanent Address proof latest)
  • Office proof (Recent electricity bill, Phone bill, Passport valid) If the office has to rent, then it will take to provide a valid rent Agreement.
  • Business proof (AOA & MOA)
  • Business profile
  • A list f shareholding patterns & existing directors will be require on the letterhead of the company.
  • Income tax return (I.T.R) of last three years with computation of income, balance sheet, profit & loss account. And that’s CA certified, if audited then you have to give a complete audit report. (3 cb & 3 cd reports)
  • Last one year Individual saving company’s current account bank statement
  • If any of your current loans are turned on s give proof such as the statement of account and Repayment schedule
  • Processing fees and administrative fees cheque which the bank will take.

4. PARTNERSHIP FIRM

  • Two passport size photos
  • All Partner’s & Company’s Pan card copy
  • Any one id proof (Driving License. Passport copy or Adhar card)
  • Residence proof (Latest electricity bill, Phone bill, Passport valid) if the premises is rented then rent agreement and permanent Address proof latest)
  • Office proof (Recent electricity bill, Phone bill, Passport valid) If the office has to rent, then it will take to provide a valid rent Agreement.
  • Latest Partnership Deed
  • Business Profile
  • All Partners profit sharing ratio and partnership authority letter on company letterhead.
  • Income tax return (I.T.R) of last three years with computation of income, balance sheet, profit & loss account. And that’s CA certified, if audited then you have to give a complete audit report. (3 cb & 3 cd reports)
  • Last one year Individual saving company’s current account bank statement
  • If any of your current loans are turned on s give proof such as the statement of account and Repayment schedule
  • Processing fees and administrative fees cheque which the bank will take.

PROPERTY DOCUMENT INCLUDE THE FOLLOWING DOCUMENTS

  • Sale deed of Land/Property/Society – all chain document
  • Development Agreement/ Construction Agreement
  • Raja Chetthi (Construction Permission)
  • Approved Building & Layout Plans
  • Form 6A
  • Latest 7/12
  • Latest Title Report & Certificate (with Newspaper Paper Advertisement)
  • Non Agriculture Certificate
  • Index 2
  • Society Registration Certificate
  • Society NOC
  • Allotment Letter
  • Possession Latter
  • Share Certificate
  • Tax bill
  • Electricity bill
  • Will (if the property transaction having property transfer through will.)